Case Study

Amanda rents her investment property to some tenants who, unbeknown to her, throw regular parties. After some neighbour complaints, Amanda organises an inspection and finds that the tenants have caused extensive damage to some of the doors and walls of her house, and have destroyed the garden. 

Amanda evicts the tenants, who leave owing her two months’ rent. She is unable to rent out the property for a month while it’s being repaired.

Amanda makes a claim on her landlord insurance, which covers the cost of repairs. And, because she has rent default cover included in her policy, she’s reimbursed her for loss of rent.