Australia’s climate is influenced by two alternating weather patterns, La Niña and El Niño. We’ have just finished a La Niña event . Understanding how both operate can help businesses plan for future weather events.

La Niña and El Niño are weather patterns that are measured by the Southern Oscillation Index, which records interactions between the atmosphere and the ocean air1.

A La Niña event involves cooling ocean surface temperatures in central and equatorial Pacific Ocean, alongside high winds, low pressure systems and higher rainfall. 

It may also mean more frequent storms, floods and cyclones, especially across NSW, Queensland and the Northern Territory. The Queensland floods of 2010 and 2011 and Cyclone Yasi in 2011 all occurred during La Niña cycles2.

By contrast, an El Niño weather pattern is when sea temperatures become warmer than the air across the central and eastern tropical Pacific Ocean. At this time, prevailing trade winds tend to blow weakly from east to west or even from west to east3

El Nino is associated with:

  • Lower than average rainfall.
  • Higher temperatures and more extreme temperatures.
  • Lower risk of cyclones.
  • Higher fire danger4.

“By contrast, an El Niño weather pattern is when sea temperatures become warmer than the air across the central and eastern tropical Pacific Ocean”

What happens during an El Niño cycle?

An El Niño cycle is characterised by the Southern Oscillation Index falling below -8. When the index is above -8 and below +7 the system is said to be neither in El Niño nor La Niña. 

Bushfire events often occur during the El Niño cycle, with the Ash Wednesday fires in 1983 and the major bushfires of 2002 to 2003 and 2006 and 2007 taking place during El Niño periods. The bushfires that happened in 2019 up until August that year were during an El Niño event6. But other factors, such as rising temperatures, also contributed to the 2019/2020 fire season7.

Limitations of La Niño and El Niño in predicting weather 

It’s important to understand the La Niño and El Niño weather systems are only one of a number of different variables that influence the climate and the weather. Barometric pressure and local geography are just two of the other factors that come into play.

An understanding of weather patterns enables businesses whose operations are influenced by weather such as agriculture, construction and tourism to plan ahead, so when reasonably predictable weather events occur, they are prepared.

It’s important for businesses to understand how their insurance cover could respond in the event of weather events caused by La Niño and El Niño such as fire, flood and cyclones. Check with your Steadfast broker to ensure you know what cover you have and how it protects your business.  

1. Climate Driver Update, Bureau of Meteorology, accessed 06/04/21, http://www.bom.gov.au/climate/enso/
2. Record breaking La Niña events, Bureau of Meteorology, accessed 05/01/21, http://www.bom.gov.au/climate/enso/history/ln-2010-12/ 
3. What is El Niño and what does it mean for Australia?, Bureau of Meteorology, accessed 05/01/21, http://www.bom.gov.au/climate/updates/articles/a008-el-nino-and-australia.shtml   
4. Ibid.
5.Op. cit.
6. August 2019 El Niño update, climate.gov, accessed 05/01/2021, https://www.climate.gov/news-features/blogs/enso/august-2019-el-niño-update-stick-fork-it 
7. Unpacking the national bushfire and climate summit 2020, Climate Council, accessed 05/01/21, https://www.climatecouncil.org.au/unpacking-national-bushfire-climate-summit-2020/ 

Important note 

This information is provided to assist you in understanding some of the common considerations in flood insurance. It is not complete, so please request full details from your Steadfast insurance broker.  Deductibles, exclusions and limits apply.  Insurance policies issued by various insurers often differ.

 

What happens during an El Niño cycle?

An El Niño cycle is characterised by the Southern Oscillation Index falling below -8. When the index is above -8 and below +7 the system is said to be neither in El Niño nor La Niña. 

Bushfire events often occur during the El Niño cycle, with the Ash Wednesday fires in 1983 and the major bushfires of 2002 to 2003 and 2006 and 2007 taking place during El Niño periods. The bushfires that happened in 2019 up until August that year were during an El Niño event6. But other factors, such as rising temperatures, also contributed to the 2019/2020 fire season7.

Limitations of La Niño and El Niño in predicting weather 

It’s important to understand the La Niño and El Niño weather systems are only one of a number of different variables that influence the climate and the weather. Barometric pressure and local geography are just two of the other factors that come into play.

An understanding of weather patterns enables businesses whose operations are influenced by weather such as agriculture, construction and tourism to plan ahead, so when reasonably predictable weather events occur, they are prepared.

It’s important for businesses to understand how their insurance cover could respond in the event of weather events caused by La Niño and El Niño such as fire, flood and cyclones. Check with your Steadfast broker to ensure you know what cover you have and how it protects your business.  

1. Climate Driver Update, Bureau of Meteorology, accessed 06/04/21, http://www.bom.gov.au/climate/enso/
2. Record breaking La Niña events, Bureau of Meteorology, accessed 05/01/21, http://www.bom.gov.au/climate/enso/history/ln-2010-12/ 
3. What is El Niño and what does it mean for Australia?, Bureau of Meteorology, accessed 05/01/21, http://www.bom.gov.au/climate/updates/articles/a008-el-nino-and-australia.shtml   
4. Ibid.
5.Op. cit.
6. August 2019 El Niño update, climate.gov, accessed 05/01/2021, https://www.climate.gov/news-features/blogs/enso/august-2019-el-niño-update-stick-fork-it 
7. Unpacking the national bushfire and climate summit 2020, Climate Council, accessed 05/01/21, https://www.climatecouncil.org.au/unpacking-national-bushfire-climate-summit-2020/ 

Important note 

This information is provided to assist you in understanding some of the common considerations in flood insurance. It is not complete, so please request full details from your Steadfast insurance broker.  Deductibles, exclusions and limits apply.  Insurance policies issued by various insurers often differ.

 

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